Checking

Premium Checking

Upgrade your banking experience with our Premium Checking account. Enjoy a range of exclusive benefits designed to enhance your financial well-being. Some of the benefits include discounts, protection services, and more.

• Shop Local, Save Local with the Bazing app!
• Cell Phone Protection^1,2
• ID Theft Aid^1,2
• Roadside Assistance¹
• $10,000 travel accidental death coverage¹
• Pharmacy, vision and hearing savings
• Overdraft Privilege* up to $500 could be available — see details below!
• Great interest on required minimum balances
• Free checks³

---

 

Value Checking

Elevate your everyday banking with our Value Checking account. Enjoy a host of benefits including discounts with the BaZing app, cell phone protection, ID theft aid, and more—all for only $6 per month. See below for details on how Value Checking can enhance your banking experience.

• Shop Local, Save Local with the Bazing app!
• Cell Phone Protection^1,2
• ID Theft Aid^1,2
• Roadside Assistance¹
• $10,000 travel accidental death coverage¹
• Pharmacy, vision and hearing savings
• Overdraft Privilege* up to $400 could be available — see details below!
• Only $6 per month

---

 

Basic Checking

Experience hassle-free banking with our Basic Checking account. With a $100 minimum balance, you can enjoy waived monthly fees. Opt for e-statements to waive the paper statement fee. Plus, access overdraft privilege* up to $300 and a suite of anytime banking tools. See below for more details.

• Maintain a $100 minimum balance, and we’ll waive the $5 monthly fee.
• Additional $2 paper statement fee per month waived with choice of e-statement.

• Overdraft Privilege* up to $300 could be available — see details below!
• Anytime banking tools

---

 

Money Market Account

With a Flat Branch Bank Market account, you’ll earn an even higher rate of interest on required minimum balances, while still enjoying access to your funds! When you open a Money Market account with a minimum of $1,000, you’ll enjoy the benefits of:

• Competitive interest paid on required minimum balances
• Check images returned to you monthly
• FDIC Insured

---

 

 

 

 

¹Cell phone protection, personal identity theft benefit, and roadside assistance are subject to additional terms and conditions at BaZing.com.

²Insurance products are: NOT A DEPOSIT. NOT INSURED BY THE FDIC. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

³Fee will apply if less than three bills are processed per month.

⁴Message and data fees may apply. Consult your phone carrier.

*Customers of Flat Branch Bank: $25 fee for all overdraft and return item fees except one time point-of-sale transactions and automated teller machine (ATM) withdrawals. Any and all overdrafts including overdraft charges and returned check charges are payable and due upon demand. Categories of transaction which may be presented for payment and be imposed a fee are transactions created by check, in-person withdrawals or certain electronic means. Whether the overdraft is paid is discretionary and we reserve the right not to pay an item. We typically do not pay overdrafts if your account is not in good standing and you are not making regular deposits to your account. You must bring your account to a positive balance (not overdrawn) at least once every thirty (30) days. If your account has the Overdraft Privilege Program available, you will have a maximum of $100.00 per day in Overdraft Fees.